Category: Blog
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What does take away or café coffee really cost, and how much could you save over time by making coffee at home with a coffee machine or even a premium freeze dried instant coffee?
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If you’re a worker in the UK under 40, do you think you’ll ever be able to retire? It’s a crazy thought, but with the state pension age rising, how old will you actually be when you hit retirement age? Will you be 68? Or 70? Or when the government eventually decides you’re old enough?…
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If you’ve read my book, you’ll know this already: life gets a lot easier when you buy the right house in the right place. But what is the right place? You could buy a crumbling shed in the middle of nowhere and call it “simple living”… but give it six months. No convenience, no community,…
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We were driving around France on a budget camping holiday a few years ago, when a sudden heatwave left my wife adamant we should switch to an AirBnB with air-con. “The heat’s unfair on the dog!”, she said, and she had a point. However, well into a frugal pension-loading phase of my life, having to…
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The benefits of buying a leasehold are often overlooked. Especially as buying the right leasehold could make you much wealthier than stretching to buy a freehold you don’t need.
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In the UK? Is The Simple Path to Wealth by JL Collins a worthwhile read?
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Fees make a difference over time. Whether you pay ISA or SIPP fees from your bank account or the investment account matters, so let’s discuss why.
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Many becoming wealthy from buying the right property, not the biggest property they can afford with whichever lender will lend them the most – this often hinders wealth and keeps people in mortgage debt for their entire lives.
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I’m a big fan of books. For the price of a couple of coffees, the right books are powerful and can change your life – how good is that? Books offer so much more than YouTube shorts and Instagram reels. They offer you a deep dive into mindset, behaviour, and offer practical action rather than…
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Did you know we’re most likely to receive a significant inheritance in our 40s, 50s, or 60s? This happens simply because older relatives live well into their late 70s, 80s, or 90s, meaning their children are often middle-aged or approaching retirement when they pass. That means inheritance — and any inheritance tax (IHT) bill —…