Minimalist Investor UK

Minimalist Investor UK

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  • Is it better to pay investment fees from your bank account or your ISA or SIPP?

    January 22, 2026
    Blog

    Fees make a difference over time. Whether you pay ISA or SIPP fees from your bank account or the investment account matters, so let’s discuss why.

  • The best books on investing and building wealth (UK)

    January 13, 2026
    Blog

    I’m a big fan of books. For the price of a couple of coffees, the right books are powerful and can change your life – how good is that? Books offer so much more than YouTube shorts and Instagram reels. They offer you a deep dive into mindset, behaviour, and offer practical action rather than…

  • Softening the blow of inheritance tax with a private pension (SIPP)

    January 3, 2026
    Blog

    Did you know we’re most likely to receive a significant inheritance in our 40s, 50s, or 60s? This happens simply because older relatives live well into their late 70s, 80s, or 90s, meaning their children are often middle-aged or approaching retirement when they pass. That means inheritance — and any inheritance tax (IHT) bill —…

  • Using rental income to maximise salary sacrifice from your employer

    December 30, 2025
    Blog

    If you’re in the higher-rate tax bracket from your salary, the effort of owning a buy-to-let (BTL) property and dealing with tenants can feel painful when you’ll pay nearly half of the rental income in tax. Combine that with a fairly stagnant UK property market, and it makes you wonder why you bother. Frustrating, isn’t…

  • The Young Professional Financial & Life Strategy

    November 24, 2025
    Financial & Life Strategies

    This financial & life strategy should suit you if you’re in your 20s to early 30s, first job, and starting to build wealth.

  • The Young Family Financial & Life Strategy

    November 24, 2025
    Financial & Life Strategies

    This financial & life strategy will cover how to build wealth while balancing a family, mortgage, and living expenses.

  • The Employed Financial & Life Strategy

    November 24, 2025
    Financial & Life Strategies

    This financial & life strategy is for you if you’re employed, especially in a higher-rate tax bracket.

  • The Late Starter Financial & Life Strategy

    November 24, 2025
    Financial & Life Strategies

    This financial & life strategy will guide you on how to start maximising what you have even if you’re starting to build wealth later in life.

  • The Near-Retiree Financial & Life Strategy

    November 24, 2025
    Financial & Life Strategies

    This financial & life strategy will suit you if you’re 55+ and looking to preserve wealth now to simplify your later years.

  • The Small Business Owner Financial & Life Strategy

    November 24, 2025
    Financial & Life Strategies

    This financial & life strategy will benefit you if you’re a UK limited company owner, freelancer, or contractor and want to build wealth efficiently while keeping your lifestyle simple.

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Disclaimer: The information on this website is for educational purposes only. It should not be used as financial advice. Please seek the advice of a professional who will discuss your personal situation and what will work for you. For more information on data and privacy please refer to the privacy policy.

Minimalist Investor UK